Chief Executive Officer of the Ghana Bankers Association, John Awuah, has warned that no one should assume they are immune to cyber fraud, regardless of their knowledge, experience or position.
Awuah made the warning while speaking at the launch of Cybersecurity Awareness Month on Thursday, October 1, 2026, where he shared a personal experience to illustrate how easily even people who understand the risks can become victims.
“Fraud has no respect for persons. Nobody is immune from fraud,” he said.
According to Awuah, he was defrauded of GH¢67 shortly after appearing on a radio programme where he had been educating the public about cyber fraud.
“I was on a radio station educating people about cyber fraud. Right after the radio station, before I got to my house, I was defrauded GH¢67,” he recounted.
He said the incident served as a reminder that awareness alone does not completely eliminate the risk of falling victim to online scams.
Awuah urged the public to approach digital transactions with caution and avoid assuming that they are too knowledgeable or experienced to be targeted by cybercriminals.
“We should all see ourselves as targets for cyber attacks,” he said.
He further called on people to be deliberate about protecting their personal and financial information whenever they use digital platforms for transactions.
“We need to be intentional about personal financial security when we are transacting on these platforms,” he added.
The Bankers Association CEO also stressed the importance of strengthening public education on cyber fraud.
He said efforts to combat the problem should go beyond encouraging victims to report incidents after they occur, and should place greater emphasis on helping people understand the risks and the steps they can take to protect themselves.
His warning comes as financial transactions increasingly move to digital platforms, making cybersecurity awareness an important part of everyday financial activity.
